Privacy Policy

Version 1.0

Account and Profile Information

We collect the information you provide when you create your account, such as your name and email address, and any profile details you choose to add.

Financial Planning Data

Thrive stores the budget, income, debt, and goal information you enter to provide your planning experience. This data is associated with your account.

Transaction Information

If you connect a bank account, transaction data is retrieved and stored to support your ledger, Money Match-Up, and reporting. You may also enter transactions manually.

Linked Financial Account Information

Bank connections are established through Plaid. Thrive does not ask you to enter your bank password directly into the app. Plaid handles bank authentication and provides Thrive access to the data you authorize.

Plaid Integration

Plaid is a third-party service that connects your financial accounts to Thrive. Your bank credentials are handled by Plaid under Plaid's own policies, not entered into Thrive directly.

Payment and Subscription Information

Subscription payments are processed by Stripe. Thrive does not receive or store your full payment card details; Stripe handles payment instrument data.

Payee Hub Information

If you choose to use the Payee Hub, you may store optional payee details. Thrive may store optional bill login credentials in a secure, encrypted BillCredential vault for your convenience.

Technical, Security, and Logging Information

We maintain technical and security logs to operate, protect, and improve the service, and to detect and prevent abuse.

Service Providers

We use service providers such as Plaid and Stripe to deliver banking and payment functionality. Each operates under its own terms and policies.

Data Retention

We retain your information for as long as your account is active and as needed to provide the service, comply with legal obligations, and maintain records.

Account Cancellation

You can cancel your subscription at any time. Canceling a subscription does not delete your financial data; access is managed according to your subscription status.

Your Rights and Contact

You may request access to or deletion of your data where applicable. For privacy requests, contact support through the support contact provided in the app.

Policy Updates

We may update this Privacy Policy. Material changes will be reflected by a new version number. Continued use after changes constitutes acknowledgment of the updated policy.